Checking Accounts

Find the Right Checking Account for Your Lifestyle

Checking accounts aren’t “one size fits all.” That’s why we offer different types of checking accounts for your personal use at Timberwood Bank. Our accounts all offer a Debit Card, Telephone Banking, Online Banking, Online Bill Pay and Mobile Banking.

Are you a Student or Active Duty Military/Veteran?  We have special accounts with benefits just for you!  Learn more about our Go-Student or our Go-Military accounts.

Secure  your peace of mind.  With our checking accounts it’s easier to protect your finances, save money on everyday purchases, and enjoy life.  Take a look through our checking accounts to see which one best fits your lifestyle and your needs.

Account
Benefits
Go-Prime
Earn interest, insurance coverage, family identity protection, no minimum balance.
Go-Preferred
Family identity protection, no minimum balance.
Go-Direct
Basic account that includes tools that help you Bank on the Go.
Minimum Opening Deposit
$50$50$50
Monthly Service Charge$5.95$3.95 + $1 Paper Statement fee$2.95 + $1 Paper Statement fee
Minimum Required BalanceNo minimum required.No minimum required.The $2.95 monthly service charge is waived with a direct deposit or at certain balances.1
Interest BearingY--
Club Timberwood2YY-
Online BankingYYY
Mobile App with Mobile DepositYYY
Online Bill Pay with Popmoney®3YYY
CardValet®YYY
Debit CardYYY
Checks/Check WritingUnlimited check writing and 1 box of checks every 12 months at no charge.Unlimited check writingUnlimited check writing
Telephone BankingYYY
eStatementYYY
Paper StatementY$1 fee is waived if enrolled in eStatements.$1 fee is waived if enrolled in eStatements.
Benefits App/WebClub Checking App ClubChecking.comClub Checking App ClubChecking.com-
IDProtect®4 - Identity Theft Monitoring & Resolution Service*YY-
AD&D Insurance4Y--
Cell Phone Protection4YY-
Debit Advantage® - Buyer's Protection4 and Extended Warranty4YY-
$hopping Rewards™*, Travel & Leisure Discount Membership*YY-
Health Discount Savings* - This is NOT insurance.YY-

Open a Checking Account at Timberwood Bank Today

Our staff can help explain the details of each of our checking accounts to help you choose the right one for your needs. Come by our office today to learn more or open your account today!

*Registration/activation required.
1Go-Direct: If no direct deposit into this account, the minimum balance to avoid the $2.95 monthly service charge is: $300 average daily balance; OR $1,500 minimum daily balance in qualified combined deposit accounts; OR $5,000 minimum daily balance in qualified combined loan accounts.
2Club Timberwood membership includes travel, entertainment, restaurant and retail discounts plus complementary services including copies, faxes, notary, money orders and cashier's checks.
3Inactive Online Bill Pay fees and Popmoney® per item fees may apply.
4 Terms and conditions apply.
Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.