Business Lending

Loan Solutions for Businesses of all Sizes

Whether you are looking to get a business idea off the ground or want to expand your business, the Commercial Loan Officers at Timberwood Bank can help. By offering a variety of commercial loans for real estate, small businesses and general business needs, we help our local businesses achieve their goals.

Commercial Loans

Suitable for the financial needs of small to large businesses, commercial loans from Timberwood Bank are available for most business needs:

  • Finance equipment
  • Accounts receivables
  • Inventory expansion
  • Other business needs

Commercial loans come with fixed or variable interest rates to make repayment as flexible as possible.

Commercial Real Estate Lending

Having enough space to operate is crucial for any business. Commercial real estate loans from Timberwood Bank allow you to have the space you need with a simple repayment plan that fits your cash flow. Our mortgage loan options are available with fixed or variable interest rates that best fit your cash flow needs.

Small Business Administration Loans (SBA Loans)

SBA Loans are guaranteed loans for small business owners that have made a loan request that may not have been approved following traditional lending guidelines. SBA Loans help small business owners and entrepreneurs get their ideas and businesses off the ground by satisfying the need for financing for capital or operating funds.

Timberwood Bank is an SBA Preferred Lender, a designation given to very few banks from the U.S. Small Business Administration.  SBA has delegated the final credit decision and most servicing and liquidation authority and responsibility to us.  This means small business owners can count on decreased waiting time for approval notification and loan decisions made right here at Timberwood Bank.  Our lenders have extensive experience with SBA loans and can help you choose from the wide array of products that SBA has to offer.

Commercial Lines of Credit

If your business’s cash flow experiences peaks and valleys throughout the year, a commercial line of credit from Timberwood Bank is a great solution. It allows you to borrow when you need it most, while still being available just in case you need additional cash during a busy time of year.

Start Your Business Loan Application Easily Online

Starting a business loan application with Timberwood Bank is as easy as providing us with some simple information about yourself and your business.  Use our business loan online application to get started, or contact us to learn more about our business lending opportunities.

To start the conversation about your business financing needs, you can get in touch with the following Commercial Loan Officers at Timberwood Bank:

  • Clint Baurichter, Commercial & Agricultural Loan Officer, NMLS# 1756639
    (608) 374-1158, [email protected]
  • David Taylor, Commercial Loan Officer, NMLS# 740704
    (608) 374-1146, [email protected]
  • Tom Trautsch, Chief Credit Officer, NMSL# 740852
    (608) 374-1151, [email protected]

We also realize it can be difficult to leave your operation at crucial times, so we provide convenience by traveling to you to discuss any financial needs.

All loans subject to credit approval.